The shop is willing to write to poor households saying that although the farmers lack money, they do not lack credit.

A farm-funded shop, the annual self-raised operating expenses of nearly 15,000 yuan of interest, but would like to account for 70 to 80 poor households, owed clauses each year 56,000 yuan. When a reporter asked why he was willing to “lose money,” Xu Chaokun, a 62-year-old owner of the shop, said: “I don’t think of anything else.

Next to a rural road in North Sanjia Village, Qingyuan County, Liaoning Province, under the signboard of “Jinxiang Agricultural Materials”, two primitive huts appear to be worn out in the rain. This is Xu Chaokun’s agricultural resource shop. After entering the gate, a number of iron pots filled with seeds were placed on a self-made wooden table on the terrace. Fertilizers were piled in Westinghouse and backyard.

From the terrace door, it was a kitchen less than five square meters full of pots and pans. In the real house where he lived, a 21-inch old color TV that was bought for 900 yuan 78 or more years ago was regarded as a "big piece" worth of money in his home.

Xu Chaokun partnered with his friends to open two such small farms. "To sell a bag of chemical fertilizer for 140 yuan, I can earn two yuan." He said that although the profits of agricultural-funded stores are not high, the operating costs are not small, and the annual interest on fund-raising operations is nearly 15,000 yuan.

What he needs to raise is not only the purchase cost, but also a large amount of advances for neighbors. In his drawer, the reporter saw an IOU, more than 20, one of which was on loan on May 24th this year, and a farmer named Wu once hit an IOU of RMB 1505. "This is only a small part. There are seven or eighty-five households who default on IOUs each year. There are 5 to 60,000 yuan owed."

Xu Chaokun did not think it was great for the villagers to replenish funds, nor did he worry about paying back debts. "Last year's arrears were fully recovered. The last one was given to me by the New Year. Although the farmers here lacked money, they did not lack credit."

The credit of Bei San Jia Cun not only reflects the simple local customs, but it also has the power of moral supervision.

The reporter noticed that Xu Zhaokun’s shirt was hung with a red badge and the words "North Sanjiacun Moral Civilization Supervisor" were written on it. Above it was his picture and number. The reporter learned that because of his helpfulness and high prestige of the masses, he was elected as one of the ten moral supervisors in the village last year.

The moral supervisor is nominated by the two village committees, and is selected and approved by villagers' representatives and party members' conferences. It requires three days of public announcements. This makes Xu Chaokun very "emboldened," and meets uncivilized things. Destroying public property, littering, not respecting parents, and so on, all these things are within the scope of his question.

In response to the fact that some people in the society are not sincere, uncivil, immoral, and affect social harmony and stability, in 2010, Qingyuan County took the lead in carrying out the “Moral Civilization Supervision Post” activities in the three hometowns of the North, seeking to educate and guide people through the use of moral supervision. It calls for self-discipline and law-abiding people. Due to the remarkable results, this activity is now fully implemented in 188 administrative villages across the county. Now there are 1,643 supervisors of moral civilization like Xu Chaokun in the county.

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